Life Insurance
Question: I went to a shiur about having bitachon in Hashem. Is it appropriate to buy life insurance or is that considered to be a lack of bitachon ? Answer: R’ Yisroel Yaakov Fisher (Even Yisrael 9:161) writes that sometimes Hashem keeps people alive in order so that they can support their family. Thus, he argues that one isn’t obligated to buy life insurance as one is removing this merit. Additionally, he argues that by buying a policy, one removes the great mitzva opportunity for others to support one’s relatives. R’ Moshe Feinstein (Igros Moshe OC 2:111; 4:48), however disagrees, arguing that buying an insurance policy does not demonstrate a lack of belief in Hashem. As we are not supposed to rely on open miracles, it is inappropriate to daven for one. Rather, we must use the resources available to us to earn money. Hashem placed the idea of insurance in the minds of modern man and we should utilize this (See Shevet Halevi 4:1:2). R’ Moshe Stern (Baer Moshe 8:118) and R...